We’ve all been there – lying awake at night, envisioning the perfect interior design scheme… It’s one of the most fun parts of buying a new home! But, sadly, it’s best to leave those plans in your imagination until the deal is signed, sealed, and delivered. Otherwise, any big purchases may come back to haunt […]
Mortgage
What Credit Score Is Needed for Home Loan In Illinois?
A credit score is one of the major factors lenders look at during the home buying process. But, do you know the minimum credit needed to buy a house in Illinois? A 580-620 minimum credit score is required for a home loan in Illinois. Government-backed loans require a minimum score of 580, while conventional loans […]
Houses in Illinois: How Much Can I Afford?
It is extremely easy to be overwhelmed whenever you buy a house. After all, purchasing a home is a huge step and a big purchase. So naturally, you would want your home to be a blessing and not a heavy burden to pay. Which begs the question: How much home can I afford? To determine […]
How Much Money Do I Need to Buy A House?
There are a lot of questions to consider when purchasing a home, but the number one question most potential homebuyers ask, or want to ask but are too afraid to, is “How much cash do I need to purchase a home in Illinois?” The answer is far from simple, as there are so many variables in […]